Consider what your options are going to be and how to get in contact with a lawyer who can help you. While you can file for Chapter 7 bankruptcy on your own, all the experts advise against doing this. There are a number of legal concerns that you are going to need to deal with when you are considering a Chapter 7 bankruptcy, so don't go in unprepared!
Take some time and consider what effect a Chapter 7 bankruptcy could have in your life. How could it help you, and what can you do to move forward?